Ghana Mobile Money Interoperability (MMI)
- Geographic Reach
Ghana
- Gender
No
- Geographic Region
West Africa
- Coverage
Domestic
- Year Of Establishment
2018
- Ips Type
Mobile-money
- Interoperability Arrangement
Bilateral
- Governance Typology
Central bank led
- Ownership Model
Regulator-owned
- System Owner
GhIPPS
- Overseer
Bank of Ghana (central bank)
- System Governance
GhIPSS
- Operator
GhIPSS
- Settlement Agent
Bank of Ghana (central bank)
- Number Of Unique Ips End Users
-
- Total Number Of Participants2025
5
- Number Of Direct Participants Commercial Banks
-
- Number Of Direct Participants EMoney Issuers
5
- Number Of Direct Participants MFIs
-
- Number Of Direct Participants Other
-
- Number Of Direct Participants Post Office
-
- Indirect Participants Type
-
- Number Of Indirect Participants
-
- Supported Use Cases
P2P, P2B , G2P, B2B, B2P
- Supported Instruments
Credit EFT, E-money
- Primary Local Channel
USSD
- Supported Channels
App, QR Code, USSD , Agent (e-money)
- Qr Code Enabled Type
Both
- Messaging Standard
Proprietary, ISO 8583
- Proxy Id
Mobile phone number, QR code
- Other Proxy Id Type
-
- Business Model
Not-for-loss
- Pricing Structure
-
- Scheme Rules Public
-
- Additional Recourse Requirements
No
- Dispute Resolution Mechanism
-
- Api Use Function
Yes
- Startup Funding Source
-
- Participation In Decision Making
-
- Mechanism For Decision Making
-
- Ability To Become Direct Participants
-
- Entities That Cannot Participate
-
- Min Value For Transactions
-
- Corporate Structure
-
- Other Corporate Structure
-
- Pull Request To Pay Enabled
-
- Third Party Connections Enabled
-
- Real Time Payment Confirmation
-
- Transaction Validation Enabled
-
- Inclusivity Ranking
Progressed
