eNaira
- Geographic Reach
Nigeria
- Gender
No
- Geographic Region
West Africa
- Coverage
Domestic
- Year Of Establishment
2021
- Ips Type
Sovereign currency
- Interoperability Arrangement
Bilateral
- Governance Typology
Central bank led
- Ownership Model
Regulator-owned
- System Owner
Central Bank of Nigeria
- Overseer
Central Bank of Nigeria
- System Governance
Central Bank of Nigeria
- Operator
Central Bank of Nigeria
- Settlement Agent
Central Bank of Nigeria
- Number Of Unique Ips End Users
-
- Total Number Of Participants2025
-
- Number Of Direct Participants Commercial Banks
-
- Number Of Direct Participants EMoney Issuers
-
- Number Of Direct Participants MFIs
-
- Number Of Direct Participants Other
-
- Number Of Direct Participants Post Office
-
- Indirect Participants Type
-
- Number Of Indirect Participants
-
- Supported Use Cases
P2P, P2B , P2G , B2B, B2P, Cross border
- Supported Instruments
CBDC
- Primary Local Channel
App
- Supported Channels
Browser, App, POS, NFC, QR Code, USSD , Agent (e-money), Agent (banking)
- Qr Code Enabled Type
-
- Messaging Standard
Proprietary
- Proxy Id
QR code, Bank account number
- Other Proxy Id Type
-
- Business Model
-
- Pricing Structure
-
- Scheme Rules Public
Yes
- Additional Recourse Requirements
Yes
- Dispute Resolution Mechanism
-
- Api Use Function
Yes
- Startup Funding Source
-
- Participation In Decision Making
-
- Mechanism For Decision Making
-
- Ability To Become Direct Participants
Yes
- Entities That Cannot Participate
-
- Min Value For Transactions
-
- Corporate Structure
-
- Other Corporate Structure
-
- Pull Request To Pay Enabled
-
- Third Party Connections Enabled
-
- Real Time Payment Confirmation
-
- Transaction Validation Enabled
-
- Inclusivity Ranking
Basic
