eKash
- Geographic Reach
Rwanda
- Gender
Yes
- Geographic Region
East Africa
- Coverage
Domestic
- Year Of Establishment
2022
- Ips Type
Cross-domain
- Interoperability Arrangement
Multilateral
- Governance Typology
Industry led
- Ownership Model
Participant-owned
- System Owner
RSwitch
- Overseer
National Bank of Rwanda (central bank)
- System Governance
RSwitch
- Operator
RSwitch
- Settlement Agent
National Bank of Rwanda (central bank)
- Number Of Unique Ips End Users
7398776
- Total Number Of Participants2025
20
- Number Of Direct Participants Commercial Banks
9
- Number Of Direct Participants EMoney Issuers
-
- Number Of Direct Participants MFIs
5
- Number Of Direct Participants Other
1
- Number Of Direct Participants Post Office
-
- Indirect Participants Type
E-money issuers, Fintechs
- Number Of Indirect Participants
5
- Supported Use Cases
P2P, P2B
- Supported Instruments
Credit EFT
- Primary Local Channel
USSD
- Supported Channels
USSD, App, Browser
- Qr Code Enabled Type
-
- Messaging Standard
ISO 20022
- Proxy Id
Bank account number , Mobile phone number
- Other Proxy Id Type
ekash ID
- Business Model
Other
- Pricing Structure
Processing fee
- Scheme Rules Public
No
- Additional Recourse Requirements
No
- Dispute Resolution Mechanism
Yes
- Api Use Function
Yes
- Startup Funding Source
Self-Funded. Estimated to $1M
- Participation In Decision Making
Yes
- Mechanism For Decision Making
Working groups and industry meetings
- Ability To Become Direct Participants
Yes
- Entities That Cannot Participate
-
- Min Value For Transactions
No min. value
- Corporate Structure
Private limited company
- Other Corporate Structure
-
- Pull Request To Pay Enabled
No
- Third Party Connections Enabled
No
- Real Time Payment Confirmation
Yes
- Transaction Validation Enabled
Yes
- Inclusivity Ranking
Progressed
